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Most of us have shingle roofs but some people are converting to metal roofs, when their roof requires replacement. Metal is more expensive but it can last almost 50 years (that would out-live me). With the proper coating it is more energy efficient and can stand up to better to strong winds and Flo [Read More]

As I passed today, I noticed that the bricks are being put in place and brick by brick, we will soon have a new high school in the Royal Highlands, Weeki Wachee, Florida. I am just not sure how many students it will have. Even though real estate is "hot" in the Highlands now, there aren& [Read More]

The numbers of foreclosure filings have gone down in May when compared to the April figures, according to RealtyTrac Inc. Don't get too excited though, the unemployment rate is still on the rise! Experts anticipate that the unemployment rate will reach a nationwide 10% by the end of the year. A [Read More]

I posted a blog about using the $8,000 tax credit for the down payment on an FHA loan. This is true, here is what they say: In HUD's Mortgagee Letter 2009-15 press release, it basically says that a short term bridge loan or a second lien must be used to advance the funds to the home buyer and o [Read More]

Rates Are Going Up!!! A lot of buyers decided to hold off on buying a home hoping that the market would keep crashing and prices would continue to go down assuming they could get a better deal then the deal already in play. Well prices remain the same BUT rates are increasing significantly, enough [Read More]

To be eligible for this $8000 credit, you cannot have owned a home for 3 years. The credit may be used in 2008 or 2009 tax returns. The tax credit also depends on your income. If you buy a home this year, and your 2008 income was less than your 2009 income, it would make sence to file for this cred [Read More]

"Please hold and I'll transfer your call." This is the response that many homeowners looking for foreclosure relief are hearing over and over again. After being stuck on "terminal hold" and transferred from one department to the next for hours only to find out at the end of [Read More]

In this type of market when you are competing with under-appraised value - bank owned properties, you must be very careful to think through an offer that is presented to you by your Realtor. Have your Realtor do a CMA of currently Sold Homes. This will be an eye opener to what is going on around y [Read More]

Short Sales, Foreclosures and even straight home sales in Hernando County Florida are far below the Florida coastal market of real estate prices. So offering 15%+ below the listing price if it's a desirable home will get you only chuckles in our declining priced, and as of late a high volume re [Read More]

A buyer is usually making the biggest purchase of their life and for some reason, they hesitate when their realtor strongly suggests they get a home inspection. It is usually because they don't want to spend the money. It costs approximately $300 (depends upon the size of the house) and the ins [Read More]