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The Obama Administration is taking steps to protect our future from similar financial disasters, such as the one we are experiencing today, by placing tighter restrictions on national mortgage lending practices. These changes in real estate practices will require lenders to offer 'simple term& [Read More]

MORTGAGE BROKERS: ARE THEY OBSOLETE? Being a mortgage broker myself this is a difficult question for me to answer but it’s also one that is now out there on the table because of Barak Obama’s financial reform package, which contains a measure that will create a new agency called the Con [Read More]

A battle was fought; and a battle was lost!  The state of Florida lost the fight for venue in regards to the Chinese Drywall cases that are mounting across the nation.  To date, 18 states have reported issues with Chinese drywall, most of them are located here in Florida.  To some, i [Read More]

The Mortgage Bankers Association (MBA) reported that for the week ending on June 12, 2009 a 15.8 percent decrease in national mortgage applications was reflected on their seasonally adjusted index of mortgage applications. These figures are not just a reflection of new purchases, but they include r [Read More]

Chinese Drywall continues to rear its ugly head, as homeowners across the country are renting homes while their dream homes are being stripped down in order to replace the contaminated materials. Nearly 36,000 Florida homeowners have reported deteriorating pipes and wires, respiratory problems and [Read More]

All you Buyers out there sitting on the fence may want to get pre-qualified now. The rates for 30 year home loans have increased this week making the rates the highest in 7 months. The average rate jumped from 5.29% last week to 5.59% this week. In November of 2008 the rates averaged 5.97%. Freddie [Read More]

Due to the economy, there are mortgage companies trying to scam individuals with properties they can't sell by telling them they can get them a better mortgage and they can keep their house. They then take money from them and guess what - it was all a scam. It is a shame that we have to seal w [Read More]

The Tampa Bay Home Expo will be at the Tropicana Field in St. Pete this Friday, Saturday and Sunday. They have all sorts of designers and vendors. It's a lot of fun and you get great ideas. Hope to see you there. Have a great day and enjoy!

Banks are not the only companies that are capable of foreclosing on your home. It appears that during this economic crisis, while homeowners are deciding which bills are the most important, homeowner associations are being cautious about making certain that they are paid.  Many homeowners are [Read More]

Local real estate professionals in  the Brooksville, Spring Hill areas of Hernando County Florida aren’t saying for certain that the end of tumbling house prices is at the bottom; however, market activity is increasing in all areas of the Tampa Bay region and affordability continues to b [Read More]