1. Kim Barron, ABR,Broker,CNE,CRS,REALTOR®,RMS,SFR,SRES
  2. Finance Plus Real Estate
  3. Lic. CA BRE #0099433
  4. Office: 619.216.8220
  5. financeplus@sbcglobal.net

Kim Barron

ABR,CRS,SFR,SRES, CNE, RMS

President/Broker

Lic. CA BRE #00994339

1230 Monte Sereno Ave.

Chula Vista, CA 9191

I have been in the mortgage lending and real estate since 1984. I began my career in real estate as a Real Estate Loan Processor for an independent mortgage broker in San Diego, California. I was quickly promoted through the ranks of the real estate mortgage business to the positions of Underwriter, Funder, Insuring and Guaranteeing Officer, Loan Officer, Regional Vice President for wholesale lending, and now the President/Owner/Broker for Finance Plus Real Estate and Finance Plus Mortgage. In addition to my extensive experience in the mortgage business, I have also been selling real estate since 1987. I have won Top Producer awards for real estate sales, Top Producer for Loan Origination, and awards from her wholesale banks for Best Loan Packaging. In addition to selling real estate and mortgage lending I have been building homes for resale in San Diego, California since 1999. I conduct seminars for the public to educate them with the latest market conditions and consumer protection and I am an advocate for consumer awareness in the mortgage industry and real estate.

 

I hold the following Certifications and Designations for Real Estate expertise:

SFR-Short Sale and Foreclosure Resource Certification

CRS-Certified Residential Specialist

SRES-Senior Residential Specialist

ABR- Accredited Buyer Representative

RMS- Risk Management Specialist 

CNE - Ceritified Negotiation Expert

SRS- Seller Representation Specialist

Certified HAFA Specialist

With my extensive background in mortgage lending, selling real estate, and home building, I am knowledgeable and experienced in most aspects of real estate and real estate financing. The home selling, buying, and financing process is so multifaceted that it requires someone with expert experience in all related fields to be able to navigate the transaction to a successful close.

Home selling and buying can be one of the most stressful events in ones life, but it does not have to be!

Most real estate transactions fall out due to improperly qualifying Sellers and Buyers. As a Sellers agent, I do extensive marketing that go far beyond simply putting it on the internet. As a Seller’s Broker, I am able to guarantee the Buyer’s closing by eliminating the #1 reason for escrow fall out, “Buyer did not qualify for the loan”. Prequalification letters from lenders are worthless. There are other tools that I use to insure the buyer does qualify, so that the escrow closes. Often during my real estate career, I have been able to step in and get the buyer financing when others have failed.

As a Buyer’s Broker, I make sure that the buyers are fully loan approved BEFORE they go house hunting. I make sure that the Buyer is fully loan approved before they go shopping! This loan approval gives the Buyer more power at the negotiation table because I can eliminate the “loan contingency” in the Purchase Contract.

Thank you for visiting my web site, and I look forward to working with you to insure that your dream of Homeownership comes true.

The difference is experience, attention to details, caring about your future success!

"Providing Professional Real Estate Solutions since 1984"

 

 

41792 Knoll Vista Lane
41792 Knoll Vista Lane
Single Family
  1. Price: $1,879,000.00
  2. Price sqft: $401.50 / sqft
  3. Days On Market: 644
  4. Bedrooms: 5
  5. Baths: 5
  6. Garage / Parking Spaces: 6
  7. Bldg sqft: 4680
  8. Acreage: 2.42 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 2014
  1. County: RIVERSIDE
  2. City: Temecula
  3. Zipcode: 92592
  4. District: Temecula Unified
  5. Provided by: Richelle Wiens, Broker
Stunning model home sits on 2 acres in the highly coveted, gated community of the groves in the heart of temecula wine country. This exceptional tuscany style home features a dramatic welcoming entry [Read More]
14051 Ettawa Springs Road
14051 Ettawa Springs Road
Single Family
  1. Price: $885,000.00
  2. Price sqft: $396.51 / sqft
  3. Days On Market: 830
  4. Bedrooms: 4
  5. Baths: 1
  6. Bldg sqft: 2232
  7. Acreage: 117.00 acres
  8. Pool: No
  9. Waterfront: No
  10. Year Built: 1900
  1. County: LAKE
  2. City: Middletown
  3. Zipcode: 95461
  4. District: Middletown Unified
  5. Provided by: Country Air Properties
Historic Ettawa Springs Resort property. It is 117 acres and can be used as private residence and is grandfathered in. The main building needs to be completed as a residence. There are six cabins on [Read More]
488 Via Altamira
Single Family
  1. Price: $1,599,000.00
  2. Price sqft: $412.22 / sqft
  3. Days On Market: 1063
  4. Bedrooms: 4
  5. Baths: 5
  6. Garage / Parking Spaces: 2
  7. Bldg sqft: 3879
  8. Acreage: 0.33 acres
  9. Pool: No
  10. Spa/HotTub: Yes
  11. Waterfront: No
  12. Year Built: 1978
  1. County: RIVERSIDE
  2. City: Palm Springs
  3. Zipcode: 92262
  4. Subdivision: Movie Colony
  5. Provided by: Bennion Deville Homes
Private and secluded Estate in the heart of the famed Movie Colony. Fully walled and gated, this amazing mini compound exudes sophisticated style and panache. Soaring ceilings, floor to ceiling window [Read More]
33406 Deerglen Lane
33406 Deerglen Lane
Single Family
  1. Price: $875,000.00
  2. Price sqft: $298.33 / sqft
  3. Days On Market: 691
  4. Bedrooms: 4
  5. Baths: 3
  6. Bldg sqft: 2933
  7. Acreage: 4.38 acres
  8. Pool: Yes
  9. Spa/HotTub: Yes
  10. Waterfront: No
  11. Year Built: 1989
MLS#: 17297760
  1. County: LOS ANGELES
  2. City: Agua Dulce
  3. Zipcode: 91390
  4. Provided by: Century Realty Group
Single Story , a Storybook house on more than 4 acres of flat and usable land with easy access to freeways and tow, in addition to the main house , there is a guest house above garage with full bathro [Read More]
520 High
Single Family
  1. Price: $4,295,000.00
  2. Price sqft: $1,507.02 / sqft
  3. Bedrooms: 4
  4. Baths: 1
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 2850
  7. Acreage: 0.24 acres
  8. Pool: No
  9. Waterfront: Yes
  10. Wateraccess: Yes
  11. Year Built: 1929
  1. County: ORANGE
  2. City: Laguna Beach
  3. Zipcode: 92651
  4. Subdivision: North Laguna (nl)
  5. District: Laguna Beach Unified
  6. Elementary School: El Morro
  7. Middle School: THURST
  8. High School: LAGBEA
  9. Provided by: Coldwell Banker Res Brokerage
A rare find located in prestigious North Laguna on an oversized lot with ocean and Catalina views near beach, town and shopping. The Tiffany House a distinctive architectural home built in 1929 offers [Read More]
41774 Knoll Vista Lane
41774 Knoll Vista Lane
Single Family
  1. Price: $1,774,000.00
  2. Price sqft: $435.44 / sqft
  3. Days On Market: 697
  4. Bedrooms: 4
  5. Baths: 5
  6. Garage / Parking Spaces: 4
  7. Bldg sqft: 4074
  8. Acreage: 2.17 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 2014
  1. County: RIVERSIDE
  2. City: Temecula
  3. Zipcode: 92592
  4. District: Temecula Unified
  5. Provided by: Richelle Wiens, Broker
Stunning single story beauty perched on 2 acres in the highly coveted gated community of "the groves" in temecula wine country. Impressive design features throughout make this italian inspired home pe [Read More]
7724 Forest Drive
7724 Forest Drive
Single Family
  1. Price: $599,900.00
  2. Price sqft: $207.58 / sqft
  3. Days On Market: 727
  4. Bedrooms: 3
  5. Baths: 4
  6. Garage / Parking Spaces: 3
  7. Bldg sqft: 2890
  8. Acreage: 0.31 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 1992
  1. County: MARIPOSA
  2. City: Fish Camp
  3. Zipcode: 93623
  4. District: Bass Lake Joint Union
  5. Provided by: London Properties - Oakhurst
A very inviting Fish Camp home. An open plan with cathedral beamed pine ceilings and a cobble stone rock wall fireplace. A beautiful granite kitchen with wet bar area and a built in desk and a large [Read More]
77298 Vista Flora
77298 Vista Flora
Single Family
  1. Price: $1,195,000.00
  2. Price sqft: $499.79 / sqft
  3. Days On Market: 708
  4. Bedrooms: 3
  5. Baths: 3
  6. Bldg sqft: 2391
  7. Acreage: 0.04 acres
  8. Pool: No
  9. Spa/HotTub: Yes
  10. Waterfront: No
  11. Year Built: 1999
  1. County: RIVERSIDE
  2. City: La Quinta
  3. Zipcode: 92253
  4. Subdivision: Lq Resort Spa Villas
  5. Provided by: Coldwell Banker Residential Brokerage
Beautifully remodeled spa villa. This villa is in Phase 1, the most desirable and closely located to the main resort amenities (Tennis, fitness center, spa, 42 pools, and restaurants).This unit has th [Read More]
4095 Calle Isabella
Single Family
  1. Price: $7,950,000.00
  2. Price sqft: $1,302.21 / sqft
  3. Days On Market: 669
  4. Bedrooms: 5
  5. Baths: 5
  6. Garage / Parking Spaces: 4
  7. Bldg sqft: 6105
  8. Acreage: 0.84 acres
  9. Pool: Yes
  10. Waterfront: Yes
  11. Wateraccess: Yes
  12. Year Built: 2002
  1. County: ORANGE
  2. City: San Clemente
  3. Zipcode: 92672
  4. Subdivision: Cotton Point (cwp)
  5. District: Capistrano Unified
  6. Elementary School: Concordia
  7. Middle School: SHOREC
  8. High School: SANCLE
  9. Provided by: Berkshire Hathaway HomeServic
A Mediterranean Masterpiece offering the tranquility and clarity found in a Tuscan countryside, amongst Southern Californias mix. Neighboring the renowned Presidential Retreat, La Casa Pacifica, and [Read More]
181 Alegria Avenue
181 Alegria Avenue
Single Family
  1. Price: $1,660,000.00
  2. Price sqft: $474.29 / sqft
  3. Days On Market: 638
  4. Bedrooms: 5
  5. Baths: 5
  6. Garage / Parking Spaces: 6
  7. Bldg sqft: 3500
  8. Acreage: 0.49 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 1948
  1. County: LOS ANGELES
  2. City: Sierra Madre
  3. Zipcode: 91024
  4. District: Pasadena Unified
  5. Provided by: Long Dragon Realty Group, Inc.
great income property with Two house and two parcels on 181 & 185 Alegria that located in the center location of the most desirable street in Sierra Madre. 1) 181 Main house: has completed renovat [Read More]
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