Kim Barron

ABR,CRS,SFR,SRES, CNE, RMS

President/Broker

Lic. CA DRE #00994339

1230 Monte Sereno Ave.

Chula Vista, CA 9191

Office: 619.216.8220

financeplus@sbcglobal.net

I have been in the mortgage lending and real estate since 1984. I began my career in real estate as a Real Estate Loan Processor for an independent mortgage broker in San Diego, California. I was quickly promoted through the ranks of the real estate mortgage business to the positions of Underwriter, Funder, Insuring and Guaranteeing Officer, Loan Officer, Regional Vice President for wholesale lending, and now the President/Owner/Broker for Finance Plus Real Estate and Finance Plus Mortgage. In addition to my extensive experience in the mortgage business, I have also been selling real estate since 1987. I have won Top Producer awards for real estate sales, Top Producer for Loan Origination, and awards from her wholesale banks for Best Loan Packaging. In addition to selling real estate and mortgage lending I have been building homes for resale in San Diego, California since 1999. I conduct seminars for the public to educate them with the latest market conditions and consumer protection and I am an advocate for consumer awareness in the mortgage industry and real estate.

 

I hold the following Certifications and Designations for Real Estate expertise:

SFR-Short Sale and Foreclosure Resource Certification

CRS-Certified Residential Specialist

SRES-Senior Residential Specialist

ABR- Accredited Buyer Representative

RMS- Risk Management Specialist 

CNE - Ceritified Negotiation Expert

SRS- Seller Representation Specialist

Certified HAFA Specialist

With my extensive background in mortgage lending, selling real estate, and home building, I am knowledgeable and experienced in most aspects of real estate and real estate financing. The home selling, buying, and financing process is so multifaceted that it requires someone with expert experience in all related fields to be able to navigate the transaction to a successful close.

Home selling and buying can be one of the most stressful events in ones life, but it does not have to be!

Most real estate transactions fall out due to improperly qualifying Sellers and Buyers. As a Sellers agent, I do extensive marketing that go far beyond simply putting it on the internet. As a Seller’s Broker, I am able to guarantee the Buyer’s closing by eliminating the #1 reason for escrow fall out, “Buyer did not qualify for the loan”. Prequalification letters from lenders are worthless. There are other tools that I use to insure the buyer does qualify, so that the escrow closes. Often during my real estate career, I have been able to step in and get the buyer financing when others have failed.

As a Buyer’s Broker, I make sure that the buyers are fully loan approved BEFORE they go house hunting. I make sure that the Buyer is fully loan approved before they go shopping! This loan approval gives the Buyer more power at the negotiation table because I can eliminate the “loan contingency” in the Purchase Contract.

Thank you for visiting my web site, and I look forward to working with you to insure that your dream of Homeownership comes true.

The difference is experience, attention to details, caring about your future success!

"Providing Professional Real Estate Solutions since 1984"

 

 

Featured Single Family Homes
Single Family
  1. Price: $189,900.00
  2. Days On Market: 926
  3. Bedrooms: 2
  4. Baths: 2
  5. Bldg sqft: 1440
  6. Acreage: 2.00 acres
  7. Pool: No
  8. Waterfront: Yes
  9. Wateraccess: Yes
  10. Year Built: 1950
MLS#: 1157546
  1. County: OKANOGAN
  2. City: Riverside
  3. Zipcode: 98849
  4. District: OMA
  5. Elementary School: Buyer To Verify
  6. Junior High School: Omak Mid
  7. High School: Omak
  8. Northwest Multiple Listing Service
Riverside Riverfront Home features two bedrooms/2 bathrooms, master bedroom bath recently remodeled, kitchen w/ breakfast bar, living room w/ pellet stove, dining area, second full bath includes d [Read More]
Single Family
  1. Price: $725,000.00
  2. Previous Price: $240,000
  3. Last Price Change: 01/18/20
  4. Bedrooms: 3
  5. Baths: 3
  6. Garage / Parking Spaces: 6
  7. Bldg sqft: 2321
  8. Acreage: 175.00 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 2005
MLS#: 1022530
  1. County: OKANOGAN
  2. City: Malott
  3. Zipcode: 98829
  4. District: OKA
  5. Elementary School: Grainger Elem
  6. Junior High School: Okanogan Jr
  7. High School: Okanogan Jr
  8. Northwest Multiple Listing Service
360 Degree View Top of the World Approx. 175+/ Acres Creek Front NEWER Custom Home Multiple Outbuildings Accessory Living Space Home features 3 bedrms/3 bathrms, living rm w/ custom propane fireplace [Read More]
Single Family
  1. Price: $159,000.00
  2. Days On Market: 1071
  3. Bedrooms: 4
  4. Baths: 2
  5. Bldg sqft: 1872
  6. Acreage: 0.00 acres
  7. Pool: No
  8. Spa/HotTub: Yes
  9. Waterfront: No
  10. Year Built: 1956
MLS#: 1077290
  1. County: OKANOGAN
  2. City: Oroville
  3. Zipcode: 98844
  4. District: OVL
  5. Northwest Multiple Listing Service
Nice home, large yard, convenient location! This 4 bd/2 ba home has approx 1900 sq ft of living space, and is located in town. Great space and close to amenities, this is a rare find right in town. [Read More]
Single Family
  1. Price: $105,000.00
  2. Bedrooms: 1
  3. Bldg sqft: 600
  4. Acreage: 1.00 acres
  5. Pool: No
  6. Waterfront: Yes
  7. Wateraccess: Yes
  8. Year Built: 1918
MLS#: 818652
  1. County: GRAYS HARBOR
  2. City: Aberdeen
  3. Zipcode: 98520
  4. District: ABR
  5. Northwest Multiple Listing Service
Market St. Aberdeen WA, a great place to invest in. Two small rental cabins bring $1,050 per month while you plan your new home or business office on the Wishkah River with Market Street frontage. Old [Read More]
Single Family
  1. Price: $798,000.00
  2. Bedrooms: 6
  3. Baths: 1
  4. Garage / Parking Spaces: 1
  5. Bldg sqft: 1700
  6. Acreage: 5.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1900
MLS#: 787711
  1. County: WHATCOM
  2. City: Lynden
  3. Zipcode: 98264
  4. District: LYN
  5. Elementary School: Buyer To Verify
  6. Junior High School: Lynden Mid
  7. High School: Lynden
  8. Northwest Multiple Listing Service
Attention Investors/Developers! How great is your vision? Nearly 5 acres currently zoned RS 100 inside Lynden city limits!!! Fantastic location, close to schools, short distance to shopping, access [Read More]
Single Family
  1. Price: $175,000.00
  2. Days On Market: 977
  3. Bedrooms: 2
  4. Baths: 1
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 1152
  7. Acreage: 40.00 acres
  8. Pool: No
  9. Waterfront: No
  10. Year Built: 1999
MLS#: 1128256
  1. County: OKANOGAN
  2. City: Tonasket
  3. Zipcode: 98855
  4. District: TSK
  5. Elementary School: Buyer To Verify
  6. Junior High School: Buyer To Verify
  7. High School: Buyer To Verify
  8. Northwest Multiple Listing Service
Turn key off grid cabin on 40 acres. 2br cabin w/loft is sturdy and practical. Metal roof and siding. Covered parking and storage area for firewood, ATV attached to house. Spacious covered porch with [Read More]
Single Family
  1. Price: $795,000.00
  2. Days On Market: 902
  3. Bedrooms: 8
  4. Baths: 7
  5. Bldg sqft: 4148
  6. Acreage: 1.00 acres
  7. Pool: No
  8. Spa/HotTub: Yes
  9. Waterfront: No
  10. Year Built: 1920
MLS#: 1171459
  1. County: PACIFIC
  2. City: Long Beach
  3. Zipcode: 98631
  4. District: OCB
  5. Elementary School: Long Beach Elem
  6. Junior High School: Ilwaco Jnr
  7. High School: Ilwaco Snr
  8. Northwest Multiple Listing Service
A beautiful oceanside location awaits the next owner of this spacious retreat on Long Beach Peninsula's Cape Cod of the West. Expansive views, & quiet elegance with comfortable yet luxurious amenitie [Read More]
Single Family
  1. Price: $5,450,000.00
  2. Days On Market: 733
  3. Bedrooms: 3
  4. Baths: 1
  5. Bldg sqft: 960
  6. Acreage: 1.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1963
MLS#: 1234724
  1. County: KING
  2. City: Kirkland
  3. Zipcode: 98034
  4. District: LKW
  5. Elementary School: Buyer To Verify
  6. Junior High School: Buyer To Verify
  7. High School: Juanita
  8. Northwest Multiple Listing Service
Juanita Beach 1.3+ acres of single & multi family zoned land for sale. One block to Juanita Beach Park, one block to Juanita Village shopping. Flat and level, 5 lots offered together as a package. Gre [Read More]
Single Family
  1. Price: $269,000.00
  2. Days On Market: 937
  3. Bedrooms: 3
  4. Baths: 1
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 1400
  7. Acreage: 0.00 acres
  8. Pool: No
  9. Waterfront: Yes
  10. Wateraccess: Yes
  11. Year Built: 1940
MLS#: 1144226
  1. County: WAHKIAKUM
  2. City: Skamokawa
  3. Zipcode: 98647
  4. District: WAH
  5. Elementary School: J Wendt
  6. Junior High School: J Wendt
  7. High School: Wahkiakum
  8. Northwest Multiple Listing Service
Couldn't be more appealing. Interior completely rebuilt in 2017. Enjoy friendly area while cozying up in this home whose walls speak good times & happy gatherings. Space for garden or play equipment. [Read More]
Single Family
  1. Price: $69,000.00
  2. Days On Market: 732
  3. Bedrooms: 2
  4. Baths: 1
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 780
  7. Acreage: 0.00 acres
  8. Pool: No
  9. Waterfront: No
  10. Year Built: 1917
MLS#: 1235707
  1. County: GRAYS HARBOR
  2. City: Aberdeen
  3. Zipcode: 98520
  4. District: ABR
  5. Northwest Multiple Listing Service
Always rented older home in Central Aberdeen. Close to all services.
Single Family
  1. Price: $958,000.00
  2. Days On Market: 847
  3. Bedrooms: 5
  4. Baths: 3
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 3040
  7. Acreage: 208.00 acres
  8. Pool: No
  9. Spa/HotTub: Yes
  10. Waterfront: Yes
  11. Wateraccess: Yes
  12. Year Built: 1966
MLS#: 1199348
  1. County: GRAYS HARBOR
  2. City: Montesano
  3. Zipcode: 98563
  4. District: MOT
  5. Elementary School: Buyer To Verify
  6. Junior High School: Montesano Jr
  7. High School: Montesano Jr
  8. Northwest Multiple Listing Service
+/ 208 Acre Farm with +/ 5400 feet of frontage on the Wynooche River. The home on the property features +/ 3040 SF, 5 Bedrooms (Master on main level w/ full bath), 2.5 baths, eat in kitchen, slate e [Read More]
Single Family
  1. Price: $1,500,000.00
  2. Days On Market: 815
  3. Garage / Parking Spaces: 3
  4. Bldg sqft: 1832
  5. Acreage: 29.00 acres
  6. Pool: No
  7. Waterfront: Yes
  8. Wateraccess: Yes
  9. Year Built: 1980
MLS#: 1211523
  1. County: PIERCE
  2. City: Graham
  3. Zipcode: 98338
  4. District: EAT
  5. Northwest Multiple Listing Service
This opportunity only comes up once in a life time. This is an opportunity to own a fabulous spread of property.Over 1500 ft. of lakefront property.Listing consists of 3 separate parcels & 2 dwellings [Read More]
Single Family
  1. Price: $3,199,000.00
  2. Previous Price: $164,900
  3. Last Price Change: 12/12/19
  4. Days On Market: 1032
  5. Bedrooms: 3
  6. Baths: 3
  7. Garage / Parking Spaces: 3
  8. Bldg sqft: 4100
  9. Acreage: 83.00 acres
  10. Pool: No
  11. Spa/HotTub: Yes
  12. Waterfront: Yes
  13. Wateraccess: Yes
  14. Year Built: 2007
MLS#: 1090940
  1. County: PACIFIC
  2. City: Raymond
  3. Zipcode: 98577
  4. District: SB
  5. Northwest Multiple Listing Service
Pristine North River Resort, between Raymond and Tokeland, Washington. A favorite Fishing and Hunting Destination dating back to the 1950's. Mature timber/tree farm status, Willapa Bay, North River Fr [Read More]
Single Family
  1. Price: $830,000.00
  2. Days On Market: 1011
  3. Bedrooms: 3
  4. Baths: 1
  5. Bldg sqft: 980
  6. Acreage: 0.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1948
MLS#: 1105921
  1. County: KING
  2. City: Shoreline
  3. Zipcode: 98155
  4. District: SRI
  5. Elementary School: Buyer To Verify
  6. Junior High School: Buyer To Verify
  7. High School: Buyer To Verify
  8. Northwest Multiple Listing Service
LISTING BROKER IS TENANT. Attention Investors, VALUE IS IN THE LAND! Zoned MUR 70, Mixed use Residential/Commercial. Corner lot, property sits aprox 15 feet below street level. 3 blocks from future li [Read More]
Single Family
  1. Price: $1,495,000.00
  2. Days On Market: 944
  3. Bldg sqft: 10322
  4. Acreage: 0.00 acres
  5. Pool: No
  6. Waterfront: No
  7. Year Built: 1982
MLS#: 1147699
  1. County: ISLAND
  2. City: Langley
  3. Zipcode: 98260
  4. District: SWI
  5. Elementary School: So. Whidbey Primary
  6. Junior High School: Langley Mid
  7. High School: So. Whidbey
  8. Northwest Multiple Listing Service
Live in downtown Langley the most charming Village By The Sea. Enjoy stunning views of Saratoga Passage, listen for the whales breaching in spring, stroll to Whidbey's finest restaurants, enjoy wine t [Read More]
Single Family
  1. Price: $575,000.00
  2. Previous Price: $149,000
  3. Last Price Change: 12/17/18
  4. Bedrooms: 4
  5. Baths: 4
  6. Garage / Parking Spaces: 1
  7. Bldg sqft: 1536
  8. Acreage: 5.00 acres
  9. Pool: No
  10. Waterfront: No
  11. Year Built: 1992
MLS#: 969079
  1. County: OKANOGAN
  2. City: Mazama
  3. Zipcode: 98833
  4. District: MET
  5. Elementary School: Methow Vly Elem
  6. Junior High School: Liberty Bell Jnr Snr
  7. High School: Liberty Bell Jnr Snr
  8. Northwest Multiple Listing Service
MAZAMA:Goat Wall View The Big House right out the door and onto the trails, borders National forest. Permitted nightly rental (duplex style, house and studio apt.) completely furnished, sleeps 13, 2 s [Read More]
Single Family
  1. Price: $595,000.00
  2. Days On Market: 647
  3. Bedrooms: 2
  4. Baths: 2
  5. Bldg sqft: 1693
  6. Acreage: 1.00 acres
  7. Pool: No
  8. Waterfront: Yes
  9. Wateraccess: Yes
  10. Year Built: 1985
MLS#: 1270919
  1. County: SAN JUAN
  2. City: Saintart Island
  3. Zipcode: 98250
  4. District: SAN
  5. Northwest Multiple Listing Service
Located in Prevost Harbor, this delightful main floor 2 bedroom, 2 bath well maintained home features an inviting solarium, a magnificent efficient Russian masonry fireplace, and with new appliances i [Read More]
Single Family
  1. Price: $1,975,000.00
  2. Bedrooms: 3
  3. Baths: 2
  4. Garage / Parking Spaces: 2
  5. Bldg sqft: 1448
  6. Acreage: 8.00 acres
  7. Pool: Yes
  8. Spa/HotTub: Yes
  9. Waterfront: Yes
  10. Wateraccess: Yes
  11. Year Built: 1920
MLS#: 748147
  1. County: SAN JUAN
  2. City: Orcas Island
  3. Zipcode: 98245
  4. District: ORC
  5. Elementary School: Buyer To Verify
  6. Junior High School: Buyer To Verify
  7. High School: Buyer To Verify
  8. Northwest Multiple Listing Service
HIGHLY DESIRABLE WEST SOUND WATERFRONT with nearly 8 acres and 391' of common wft. with moorage, tidelands, & marina/float plane & county dock just steps away. Exquisitely updated cottage, guest house [Read More]
Single Family
  1. Price: $875,000.00
  2. Days On Market: 660
  3. Bedrooms: 2
  4. Baths: 1
  5. Bldg sqft: 894
  6. Acreage: 0.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1921
MLS#: 1266906
  1. County: SNOHOMISH
  2. City: Edmonds
  3. Zipcode: 98020
  4. District: ED
  5. Elementary School: Edmonds Elem
  6. Junior High School: Edmonds Cyber Sch
  7. High School: Edmonds Woodway
  8. Northwest Multiple Listing Service
This lot located in the heart of downtown Edmonds can be short plated with 2 homes and a view on the upper level. One of the few lots in down town Edmonds averaging $437,500. per lot. Don't miss this [Read More]
Single Family
  1. Price: $650,000.00
  2. Bedrooms: 2
  3. Baths: 2
  4. Garage / Parking Spaces: 9
  5. Bldg sqft: 1522
  6. Acreage: 11.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1920
MLS#: 321195
  1. County: JEFFERSON
  2. City: Port Ludlow
  3. Zipcode: 98365
  4. District: CHI
  5. Elementary School: Chimacum Elem
  6. Junior High School: Chimacum Mid
  7. High School: Chimacum
  8. Northwest Multiple Listing Service
VINEYARDS! 113 MATURE PLANTS. Beautiful Beaver Springs Lodge! Sitting on over 11 acres w/4 in mature forest, this estate property features updated 1522 SF home, 3500 SF Private Lodge Retreat, Shops, B [Read More]
Single Family
  1. Price: $365,000.00
  2. Days On Market: 784
  3. Bedrooms: 4
  4. Baths: 3
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 2758
  7. Acreage: 2.00 acres
  8. Pool: No
  9. Waterfront: No
  10. Year Built: 1963
MLS#: 1215962
  1. County: ADAMS
  2. City: Othello
  3. Zipcode: 99344
  4. District: OTHE
  5. Elementary School: Buyer To Verify
  6. Junior High School: Mcfarland Jnr
  7. High School: Othello
  8. Northwest Multiple Listing Service
Check out this 2,758 sf, 4 Bed, 2.5 Bath Home on 1.74 acres. New Tile Floors, New Carpet, Newer Roof, & Freshly Painted Inside & Out! New Septic System PLUS original (& fully functional) Septic System [Read More]
Single Family
  1. Price: $549,900.00
  2. Bedrooms: 4
  3. Baths: 6
  4. Garage / Parking Spaces: 2
  5. Bldg sqft: 4000
  6. Acreage: 0.00 acres
  7. Pool: No
  8. Waterfront: No
  9. Year Built: 1997
MLS#: 1138719
  1. County: LINCOLN
  2. City: Wilbur
  3. Zipcode: 99185
  4. District: WILB
  5. Elementary School: Wilbur Elem
  6. Junior High School: Buyer To Verify
  7. High School: Wilbur Secondary Sch
  8. Northwest Multiple Listing Service
This unbelievable Lindal home is cedar, inside and out. With 4 bedrooms, each with its own bath, and two additional guest baths. The kitchen/great room is open with view windows all around. The lower [Read More]
Single Family
  1. Price: $2,000,000.00
  2. Days On Market: 885
  3. Bedrooms: 3
  4. Baths: 2
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 2040
  7. Acreage: 18.00 acres
  8. Pool: No
  9. Waterfront: Yes
  10. Wateraccess: Yes
  11. Year Built: 1984
MLS#: 1181223
  1. County: KING
  2. City: Woodinville
  3. Zipcode: 98077
  4. District: NTH
  5. Junior High School: Timbercrest S
  6. Northwest Multiple Listing Service
This ecological masterpiece, complete with lakes, trails, a winding lakeside drive and a private residence tucked back into a prized collection of Japanese maple trees, is a timeless 'secret garden' p [Read More]
Single Family
  1. Price: $1,099,000.00
  2. Garage / Parking Spaces: 6
  3. Bldg sqft: 2048
  4. Acreage: 142.00 acres
  5. Pool: No
  6. Waterfront: No
  7. Year Built: 1917
MLS#: 904067
  1. County: CLALLAM
  2. City: Forks
  3. Zipcode: 98331
  4. District: QUT
  5. Elementary School: Forks Elem
  6. Junior High School: Forks Mid
  7. High School: Forks
  8. Northwest Multiple Listing Service
This 1917 home is in need of major repairs but the history and location can't be beat. With over 140 acres on the Quillayute Prairie with open pasture land, old growth timber, a 2,040 sq foot shop an [Read More]
Single Family
  1. Price: $1,199,999.00
  2. Days On Market: 882
  3. Bedrooms: 3
  4. Baths: 2
  5. Garage / Parking Spaces: 2
  6. Bldg sqft: 1624
  7. Acreage: 38.00 acres
  8. Pool: No
  9. Waterfront: No
  10. Year Built: 2006
MLS#: 1182187
  1. County: CHELAN
  2. City: Chelan
  3. Zipcode: 98816
  4. District: LCH
  5. Elementary School: Morgen Owings Elem
  6. Junior High School: Chelan Mid
  7. High School: Chelan
  8. Northwest Multiple Listing Service
This Custom Carriage style home is located on 38 acre property on S. Lakeshore Road, incredible 180 degree views of Lake Chelan. Carriage style home, great room is heart of home overlooking Lake Chel [Read More]
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