Welcome to the highly desired McGregor neighborhood, where this exceptional home offers not only an unbeatable location but also an unheard of financial opportunityan assumable loan at just 1.75%! Yes, you read that right! Imagine securing this beautiful property with a mortgage rate well below today's market average, adding incredible value to an already exceptional offering. Situated on the riverside of historic McGregor Blvd, this home is perfectly positioned to take you from the vibrant redeveloped River District to the sugar sand beaches of the Gulf of Mexico with ease. The charm of this neighborhood is undeniable, and this home complements it with a blend of modern updates and classic character. Inside, the open concept living design creates an inviting and functional space. The comfortable split floor plan offers a spacious master suite and private guest suite, perfect for both everyday living and hosting visitors. The updated chef's kitchen is a showstopper with designer cabinets, quartz countertops, and a large island that doubles as a prep space, entertaining area, and additional dining option. The modern white appliances, pot filler at the stove, tongue & groove cathedral ceiling, and modern barn style sliding doors throughout add thoughtful touches of convenience and style. The home features all laminate and tile flooring, a NEST smart home system, and cathedral ceilings with wood detail, enhancing both comfort and aesthetic appeal. The wall of vinyl sliding doors let tons of natural light in and lead you to a stunning outdoor living space that feels like your own private resort. Step outside to a custom built stone and cement pool and spa, surrounded by a massive yard and an expansive covered lounging area. The heated pool and spa feature waterfalls and an LED light system, creating a serene and vibrant atmosphere day or night. The covered lanai is perfect for entertaining, offering ample space for gatherings, backyard barbecues, and enjoying the beautiful Florida weather year round. The home has been meticulously maintained and thoughtfully updated, including a master bath renovation with a tankless hot water heater, a new roof, and new A/C. A new pool heater ensures year round enjoyment. The non gated neighborhood offers a welcoming community vibe with no HOA restrictions, and you are just a short walk to the riverfront, where you can catch breathtaking sunsets. Parking is never an issue with a full size 2 car garage and a large circular driveway, providing convenience and space for visitors. This home is a rare findnot only for its location and amenities but for the unmatched financial advantage of an assumable 1.75% mortgage rate. Homes like this dont come along oftendont miss your chance to make it yours!