Welcome to laid back island living in Matlacha Isles, a quaint boating community where the pace is easy and there are no city restrictions to hold you back. This beautifully maintained 3 bedroom, 2.5 bath Gulf access pool home offers the perfect blend of comfort, function, and classic Florida waterfront charm ideal for full time living or your own coastal escape. Set along the 100 foot wide Star Shell Harbor Canal with no bridge restrictions, youll enjoy quick access to open water and some of Southwest Floridas best fishing. With 120 feet of seawall, two boat lifts, and room for all your water toys, this property was designed for life on the water. One lift features a captains walk, canopy, and 60 feet of composite decking; the second includes a concrete cantilever dock and a 10,000 lb lift installed in 2021. Sixteen pilings have been recently cleaned and rewrapped for added peace of mind. Inside, the open and airy split floor plan is filled with natural light and calming canal views from the living room, kitchen and master bedroom. Vaulted and tray ceilings add architectural character, while tile and laminate flooring provide easy coastal maintenance. The kitchen features maple cabinetry, solid surface countertops, and a large three panel window overlooking the backyard and water perfect for keeping an eye on the boats while entertaining. The living room includes a wine bar and beverage center with sink and mini fridge ideal for sunset gatherings. The spacious primary suite offers a jetted soaking tub and an oversized shower for unwinding after a day on the water. A convenient pool bath is located on the lanai for easy access from the heated saltwater pool. Recent upgrades include a 24 gauge Galvalume standing seam metal roof (2020) for exceptional durability and corrosion resistance, and a fully rescreened and resecured pool cage (2022). Concrete block construction with concrete stucco lap siding ensures low maintenance ownership. An additional lot currently under the same strap number provides extra space for parking, boat trailer storage, or future building possibilities. Western exposure delivers unforgettable sunset skies, and youre just 1520 minutes by boat to Matlacha Pass and open Gulf waters for snook, redfish, and trout fishing. Enjoy live music and waterfront dining at Micelis Restaurant or take a short drive to nearby shopping and everyday conveniences. If youre ready for salty breezes, boat days, and Old Florida charm, this Matlacha Isles waterfront home is ready to welcome you. House had no water from hurricanes inside living area of home. Current Flood Policy is $1,974 per year and renews 11/2026.