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We live in Weeki Wachee, Florida and decided to travel to Wesley Chapel to the SHops at Wiregrass (about an hour away). It is a neat shopping area; the large stores JC Penney, Dillards (which I didn't like) and Macy's are there but there are also sidewalks; it's like a little village. [Read More]

Today’s Labor Day and man I got the blues; I’m thinking about my own personal work-history. I am old enough to remember back to the early 1980’s when the unemployment on Labor Day in 1982 was 10.1%, whereas today’s is 9.7% even while the reported unemployment and underemploy [Read More]

Wall Street is back at it again and the same formula is being used, even as they search for new ones. Those exotic investment schemes that were dreamed up on the Street: the MBS subprime and Alt A mess, the Credit Default Swaps and Collateralized Debt Obligations, the countless options, futures and [Read More]

J.P. Morgan Chase, one of Wall Street's most storied institutions, now holds more than $1 of every $10 on deposit in America and so does Bank of America, even though it’s tarnished by its acquisition of Merrill Lynch and partly government-owned as a result of the crisis, and so does Wells [Read More]

SOme properties on the Multiple Listing Service will say that a property does not qualify for an FHA loan because it is a fixer-upper or foreclosure. The good news that we are hearing is that FHA is now treating those loans like conventional loans and are loosening their rules on repairs, etc. So i [Read More]

Due to the current situation with the $8,000 tax credit for first time buyers and interest rates still low, and prices of homes really low, the National Association of Realtors reported that pending home sales rose 3.2 percent in July from June, and signed contracts have now risen for six consecuti [Read More]

Deseamos informarles a los hispanos de la nacion con interes en comprar casas o solares en la Florida Central que la ciudad de Spring Hill es excelente. Tiene un sis-tema escolar de primera, solares de medio acre por de $10000 a $15000 y casas de 3/2/2 desde $60,000. Muchas propiedades a la venta. [Read More]

I have lived in houses in many areas of the United States and Puerto Rico. The houses in Puerto Rico have a tendency to be designed utilizing the prevailing breezes to a maximun. Even though most houses are built of reinforced concrete, the placement of windows provide for cross-ventilation through [Read More]

While home sales are on the rise, luxury homes have remained nearly stationery; until now!  The low interest rates, government programs and the amount of foreclosures are helping reduce the real estate inventory; however a majority of the homes that are selling are priced on the lower end of t [Read More]

I remember back in 1979 when Teddy Kennedy was promoting his health care for all plan and virtually everything he said made perfect sense to me but maybe that was because I had just lived in Vancouver, B.C., in Canada for six years and had two daughters born there and was then living in Sacramento, [Read More]