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Would you like a subprime loan at a par rate? Want to buy a house with no money down and roll any down payment into the loan amount? Want to buy a house on the market for $730,000 or under on a 5%, 30-year, no-down-payment plan, even though you have marginal credit and not enough income to actually [Read More]

Homes and buildings in northern states show a preference by builders and most people for black or dark roof covering, whether asphalt layers or shingles with the purpose of obtaining maximun heat retention during the cold or winter months. However, it has been found that the effect of the black roo [Read More]

White House economists reported that the Obama administration's recovery efforts have saved or created more than a million jobs, an estimate attempting to be positive in its forecast concerning the direction that the economy is, and has been, taking, in the last two years. President Obama made [Read More]

The along with some economists and at least one lawmaker, argues that the U.S. government's soon-to-expire tax credit of up to $8,000 for first-time home buyers should be renewed as it did cause buyers to stimulate the economy. The National Association of Realtors says the credit resulted in 35 [Read More]

There will be more bankruptcies, foreclosures and (long) short sales if the healthcare bill proposed today by the Democratic chairman of the Senate Finance Committee, Sen. Max Baucus, that he said took him a year to come up with, passes into law. I guess it took him a year to get enough money from [Read More]

Hernando County is a lovely area of rolling hills, grandfather oaks,rivers and beaches. The historic town of Brooksville is the county seat. In Hernando County alone, there has been a 41.5 percent drop in the average sales price for a single family home in the past 3 years. This is the most fluctua [Read More]

China has declared war on America; well on America’s “brand” of Capitalism, anyway. They have declared a novation, a cancellation, on all of their derivative debt and will no longer be paying any of the trillions of dollars on them when they become due. In other words they have de [Read More]

It was a popular practice about a year ago when we raise the price of the offer by 6% to cover the buyer's anticipated closing costs. The seller would give the buyer a 6% credit at closing towards "closing costs". The confusions is also that buyers think that the seller is actually pa [Read More]

Is Capitalism too big to fail? Because that should be the question, not are big banks too big to fail? All the previous administrations and now Obama and his administration have already answered that question and the answer is yes, the biggest banks and insurance and investment conglomerates ARE to [Read More]

In today's world Bank are more and more cautious, the quality control process is getting more and more stringent and the methods and procedures that the banks are using today is insurmountable by most individuals and borrowers. Most lenders are now using a report that can actually give them eve [Read More]