Florida is at it's premium with foreclosures. Now, is a great time to buy with all the incentives out there! However, I'm finding many of my "cash" Buyers are under the impression they can make a "lowball" offer because they have cash. The reality is, the highest bidder will obtain the contract. The Buyers obtaining financing with a better offer than a cash offer will in most cases win the contract. All offers require a pre-qualification from a lender for financed offers, or proof of funds with cash offers. Most realtors will research whether there are multiple offers on a property before writting another offer. If this is the case, we suggest our Buyer offer their best price. I'm finding some Buyers are sceptacle and submit a "lowball" offer only to consiquently loose the home. Realtors work soley on commission. Of course we'd like our customers to win the contract, so our advise is in our Buyers best interest. I'm not saying financing is equal to cash...cash will win the contract if it is close to a financed offer...and close means within a couple thousand dollars...not ten thousand. A 3 bedroom 2 bath pool home for $110K is a great price! Why would someone think they can purchase it for $60K when there are so many Buyers are out making offers? Good luck and be real.